ELIGIBILITY

  • Description

    Our free microchip is only available to dog pet owners on a first come first serve basis. Limited stock available and not all submissions are guaranteed.
    If you don't understand any of these words, please don't be shy to email us at hello@oyen.my or drop us a message on our social media pages.

  • Pet Conditions

    Unfortunately, we will not be able to insure all pets. These are some conditions before we can provide cover for your furry friend:

    (a) must be aged between twelve (12) weeks to ten (10) years at the start date of your insurance.
    (b) be free from injury or physical disability at the start date of your insurance.
    (c) be at all times under your care or your family. (Sadly, this means you can't insure stray cats or dogs that don't live with you)
    (d) be duly licensed and not fall under banned or restricted breeds as prescribed by the Government or Public or Local Authority (for pet dogs). Here's a link to our FAQ.
    (e) be microchipped (for pet dogs)
    (f) where your pet is a cat, you must provide medical card certification from a registered veterinarian with details of the pet and its owner including their names and photographs of the pet.
    (g) not be a working pet.

  • Pet Owners

    With a cute pet, comes big responsibility. The Pet Owners need to satisfy the following criteria:

    (a) be aged eighteen (18) years or older; and
    (b) be the owner of the pet (Proof: legal name shown on vet medical card or receipt)
    (c) the pet insurance is not transferable to other pets.

  • Residence and Country Limit

    A pet is covered under this policy only while the pet is in Malaysia.
    Your pet must reside permanently with you at the address within Malaysia stated in the schedule.

Insurance for Dogs and Puppies

Plan for your dog's medical care and return them a favour for their love! Enjoy up to RM10,000 in medical coverage annually.

Doggie friendly policies

Here are a few important things to note about your dog’s health insurance

Vet fees and surgical fees

Consultation, surgery and accident-related costs for your dog. Routine consultation is not covered.

Diagnosis and blood test

These tests will have to be accompanied with a treatment by the vet. Routine checks are not covered.

Clinic overnight stay

We will cover your dog's overnight stay(s) in the clinic if they're sick or require any attention (as recommended by the vet).

Prescribed medication

Medication when your dog is ill or needs it to get better is covered. Routine supplements will not be covered.

X-Ray/Ultrasound

These tests will have to be accompanied with a treatment. Routine screenings are not covered.

Follow up treatment

Cost for follow up treatments at any vet clinics which are up to 60 days is covered too!

Farewell cost

A reimbursement cost to cover for the burial or cremation will go a long way. For Dog Plus and Champion plans only

Injury or damage by your dog

Costs incurred from these accidents to a 3rd party are covered. For Dog Plus and Champion plans only.

Our plan

Discounts for your fur-mily

Get 10% off yearly plans for extra pets in one transaction

DOGS INSURANCE

From RM48.45/monthly

monthly and yearly plans available!

Up to 90% reimbursement rate

No medical checkup needed before getting insured

No claim discount up to 15% OFF

Vet bill limit (Annual) up to RM10,000/year

Clinic procedures we cover:

  • Surgical fees
  • Consultation fees
  • Diagnostic tests (Blood test, x-ray, ultrasound)
  • Prescribed medication
  • Surgery follow ups (Up to 60 days)
  • Clinic overnight stays
  • Third party liability (subject to deductibles)
  • Burial cost

Only yearly plans are eligible for the No Claims Discount (NCD) during renewal and Multi-Pet Discount.

  1. There will be a 30 day waiting period that begins on your policy start date. Any illnesses or symptoms that occur during the waiting period will not be covered.
  2. Our dog insurance is designed to help you when your furry friend is unexpectedly injured or ill. We do not cover pre-existing conditions and congenital diseases.
  3. The benefit(s) payable under eligible product is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact MSIG Insurance (Malaysia) Bhd or PIDM.

*Policy terms and conditions apply

Why get dog insurance?

Owning a dog for the first time is life transforming. And your dog will become a part of your family. :) Like humans, dogs will also fall sick. While we are aware of the common illnesses for humans, we may not be prepared for dog-related illnesses. A dog care plan will protect you from vet costs from unexpected illnesses.

How to insure with Oyen?

Follow these simple steps and you’re good to go!

  1. Sign up on our website and tell us more about your dog
  2. Choose and pay for the plan that best suits your dog
  3. Receive your pet's insurance certificate via email!

Get your furkid a pawrfect plan today!

Get started by taking our eligibility quiz within 5 minutes and we’ll get your furkid the pawrfect plan.

Get quote now: Get quote now
Oyen® Pet Insurance and Takaful Kucing is a digital-first insurance agency for consumer insurance products like pet insurance in Malaysia.

Riskflow Sdn Bhd (1401523-D): Formerly known as Oyen Sdn Bhd
Suite 3.19 (North Block), The Ampwalk, 218 Jalan Ampang, 50450 Kuala Lumpur, Wilayah Persekutuan Kuala Lumpur
t: +6016 299 6840 (9am-5pm, Mon to Fri)
email: hello@oyen.my